Replaced mollie

shared/interfaces/Catcrafts.Shared-Model.cppm

@@ -361,10 +361,34 @@ export Financials LoadFinancials(std::string_view json) {
 // text: the renderer should not know what a chain id or a token decimal is, any
 // more than it knows where ECB rates come from.
 export struct OrderCryptoPay {
-    std::string address;       // where the money goes, "0x…"
+    std::string address;       // where the money goes: "0x…", or an IBAN
     std::string amount;        // decimal EURC amount ("570.43") — equals the
                                // euro total; EURC is euro-denominated at par
     std::int64_t minutesLeft = 0;  // until the window closes; <= 0 = closed
+
+    // ── bank transfer instead of on-chain ─────────────────────────────
+    //
+    // Both live rails are self-hosted, so both render instructions here rather
+    // than a button. Non-empty `beneficiary` is what marks this a bank
+    // transfer: `address` is then an IBAN, `chains` is empty, and the copy
+    // must not mention networks or tokens.
+    //
+    // The name is not decoration. Since 2025-10-09 every euro-area transfer is
+    // name-checked against the IBAN by Verification of Payee, and the payer
+    // gets a mismatch warning mid-payment if what we printed is not what the
+    // bank holds. Printing a friendly trading name here would scare buyers off
+    // at the last step, so this carries the bank's own spelling.
+    std::string beneficiary;
+    // The structured ISO 11649 form of the reference. Quoted alongside the
+    // short one because the payer's bank validates its check digits and
+    // rejects a mistyped one before the money leaves — which is what makes
+    // unattended matching on our side safe.
+    std::string structuredReference;
+    // Shown only when configured, and labelled as the field a payer sending
+    // from OUTSIDE SEPA needs. An IBAN alone has been sufficient within SEPA
+    // since 2016, so putting a BIC in front of a Dutch buyer is one more box
+    // to fill and one more thing to mistype.
+    std::string bic;
     // The transfer is visible on the network but not yet in a finalized
     // block. Display-only: the buyer whose wallet said "success" needs to
     // hear "we see it, it is finalizing" or their next step is a support